Manager, Credit Reporting

Company: Hyundai Capital
Location: Newport Beach
Posted on: May 28, 2023

Job Description:

Job Description - Manager, Credit Reporting (23000080) Job Description Manager, Credit Reporting - ( 23000080 ) Description Who We Are: - Through our service brands Hyundai Motor Finance, Genesis Finance*, and Kia Motors Finance, we provide financial products tailored to meet the needs of Hyundai, Genesis, and Kia dealerships nationwide, including dealer inventory and facility financing. And, through these dealerships, we provide indirect vehicle financing and leasing solutions to over 1.7 million retail customers. Employee Value Prop and Culture: - Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative. - From our various engagement programs to the unique design of our offices, we strive to foster a connected, fun, positive and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and thrive to be passionately invested in HCA's success. Global One Company: Many countries. One identity. Hyundai Capital has offices across the world, including China, Canada, the United Kingdom, Germany, Russia, Brazil and Korea. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: light, collaboration, elements of nature and symmetry. General Summary: The Manager, Credit Reporting is responsible for managing aspects of the pre-transmission file review of the Metro 2 file contributed to Credit Reporting Agencies (CRA) to ensure accuracy and integrity before the file is transmitted. Works cross-functionally with teams to audit and provide oversight into accounts for accuracy checking the contents of the Metro 2 file for the accounts against the source systems. Identifies anomalies in distributions of fields reported to identify potential inaccuracies and notify management. Initiates the remediation or change management process. Duties and Responsibilities:

• Manage various consumer reporting processes and controls to ensure the accuracy and integrity of consumer reporting files. Serve as a subject-matter expert of Metro 2 furnishing for adherence to FCRA and CRRG requirements. Perform monthly consumer reporting processes and control activities to ensure the accuracy and integrity of consumer reporting files, including:
• Monitor and auditing credit files.
• Conduct and provides oversight for auditing, processing and remediation for CRA files.
• Review reports from CRAs on report file quality
• Compare HCA Metro 2 file to CRA reports for our accounts using available tools.
• Monitor and review various system enhancements impacting downstream reporting requirements.
• Partner with credit bureaus on annual data quality initiatives.
• Credit reporting issues remediation:
• Communicate potential defects in reporting.
• Partner with Compliance, Dispute Team, business owners and IT to raise issues and identify solutions and track remediation efforts.
• Initiates cross-functional teams to manage and remediate any issues that could potentially impact the organization.
• Partner with key stakeholders, adjacent business owners, Legal, Compliance and IT to identify and perform root cause analysis of potential issues. Participate in applicable remediation efforts and support internal/external examinations. Review trends in Metro 2 data:
• Create historical trend reports to identify anomalies that could indicate inaccuracies, checking against source systems when needed.
• Develop requirements for trend reports and compare trends in Metro 2 reporting.
• Design and implement audit processes and improve data quality and consistency.
• Perform all other duties as assigned. Knowledge and Skills:
  • SQL, SAS, Excel or other procedural language for reporting development.
  • Knowledge of credit reporting, FCRA, and Metro 2.
  • Ability to explain complex systems and data succinctly.
  • Strong analytical and problem-solving skills.
  • Knowledge of typical finance industry and/or automotive concepts and metrics are a plus.
  • Demonstrate strong written and verbal communication skills. Qualifications
    • Six plus years of experience working in consumer reporting operations, preferably in the automotive finance space or CRAs.
    • Bachelor's degree in Computer Science, MIS, Business Administration, Economics, Finance, Mathematics, Statistics OR equivalent combination of education and experience. Physical Requirements and Working Condition: Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information.We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA"). - If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com . Primary Location : United States-California-Newport Beach Work Locations : Headquarters 2 4000 MacArthur Blvd. Ste 1000 West Tower Newport Beach 92660

Keywords: Hyundai Capital, Newport Beach , Manager, Credit Reporting, Advertising , Newport Beach, California