Loan Officer

Company: Excelerate Capital
Location: Newport Beach
Posted on: August 6, 2022

Job Description:

Job DescriptionJob descriptionLoan OfficerSummaryThe loan officer will evaluate the customer's financial status and determine the proper loan product. They will originate new residential refinance and purchase mortgage business by taking qualified, live inbound calls from exclusive company generated marketing leads.Responsibilities:• Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs.Able to understand company proprietary NON QM and Jumbo products guidelines• Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.• Excel in a fast-paced environment with the ability to multitask and follow up with multiple customers and work on multiple files each and every day.• Accept multiple live, qualified inbound leads daily.• Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff in our LOS .• Structure and price loans accurately.Requirements:• Two to five years' experience are preferred.• Ability to correctly and accurately structure and price loans.• Complete knowledge of conventional and government loan programs Fannie/Freddie, FHA/VA/USDA, Jumbo, Interest Only, and more (purchase).• Current NMLS license.• Four or more additional state NMLS licenses preferred• Broad understanding of state and federal lending guidelinesBenefits!Dental InsuranceFlexible ScheduleHealth InsurancePaid Time OffVision InsuranceAbout Excelerate Capital!Welcome to Excelerate Capital, the innovator in NONQM lending. We have one goal and one goal only. To provide a world class experience in mortgage lending. To fulfill that lofty goal, we committed to providing: a wide array of loan products, flexible and common-sense underwriting guidelines, competitive pricing, and excellent customer service.Excelerate Capital is the trusted name in providing expanded loan products for every stop of our clients' lives. As a leader in wholesale and alternative lending, our mission is to provide our clients the certainty and assurance of a reliable solution fit their unique needs.Our corporate President often says, "our employees are our most important customers," so are you interested in being a part of a dynamic organization that is redefining an industry? Here at Excelerate Capital, we are experiencing growth and continue to look for experienced Loan Officers and Account Executives to help us reach our greatest potential. Come join our team in Newport Beach to help reshape the residential lending landscape and make products that affect millions nationwide.Visit us on!Company Website: www.exceleratecapital.comFacebook: https://www.facebook.com/ExcelerateCapital/Instagram: https://www.instagram.com/exceleratecapital/Linkedin: linkedin.com/company/exceleratecapital/4000 MacArthur Blvd #800, Newport Beach, CA 92660Job Type: Full-time - OnsitePowered by JazzHR2c9psFhHkj

Keywords: Excelerate Capital, Newport Beach , Loan Officer, Other , Newport Beach, California